Do I need a lawyer for an injury claim in Queensland? (2026)

Do I need a lawyer for an injury claim? In Queensland the law doesn’t require one. MAIC says you can deal directly with the CTP insurer, and workers lodge WorkCover statutory claims themselves. People more often get legal advice for common law damages claims, disputed claims and claims heading to court.

Do I need a lawyer for an injury claim: two professionals talking through options

Key takeaways

  • No Queensland scheme requires you to have a lawyer to make a claim.
  • MAIC says you can deal directly with the CTP insurer, and may want legal advice if a claim is complex or disputed.
  • Workers lodge WorkCover statutory claims themselves, online, by phone or on a form. WorkCover says a lawyer can make a common law claim easier, but isn’t required.
  • Consulting a lawyer can start a 1-month notice clock in CTP and PIPA claims.
  • In CTP claims, whether you can recover legal costs from the insurer depends on thresholds that change each 1 July.

No Queensland law says you must have a lawyer to make a personal injury claim. Each scheme lets you make a claim yourself. For CTP claims, MAIC says: “You do not need to have a lawyer acting for you; you can deal directly with the insurer”.

Even so, many people do get legal advice at some stage, and some get it for the whole claim. This guide explains where people commonly manage alone and where they commonly use a lawyer. It is general information only. Whether you need help depends on your own facts.

If you decide to look for a lawyer, our guide on how to choose a personal injury lawyer in Queensland covers the checks. Our fees guide explains what lawyers can charge.

WorkCover statutory claims

A WorkCover statutory claim is a no-fault claim for things like weekly payments and medical costs. Workers commonly lodge these themselves. The law doesn’t say you need a lawyer to lodge this kind of injury claim. WorkCover Queensland says you can lodge online, by phone on 1300 927 928, or with a paper form. Your doctor should give you a work capacity certificate, because WorkCover can’t decide the claim without one.

The main deadline is the 6-month lodgement rule in WCRA s 131. Lodging more than 20 business days after your entitlement arises can also limit back-payments. If WorkCover rejects your claim, you can ask the Workers’ Compensation Regulator for a review. Our WorkCover claims guide sets out the steps.

WorkCover common law damages claims

A common law claim is different. Here you must prove your employer’s negligence caused your injury. WorkCover says: “You don’t have to use a lawyer but having one can make the process easier.”

WorkCover also says Legal Aid usually doesn’t cover common law claims. In addition, if a claim goes to trial and fails, you may need to pay costs. It also suggests seeking legal advice if a time limit worries you.

The choice can also be final. If your degree of permanent impairment is under 20%, you must choose between the lump sum and seeking damages. That election can’t be undone, so many workers get advice before deciding. Whether you need a lawyer for this type of injury claim is a personal decision.

CTP (motor vehicle) claims

For CTP claims, you lodge a Notice of Accident Claim Form with the insurer. MAIC says you can deal directly with the insurer. However, it also says that where a claim is complex or disputed, it “may be in your best interests to seek legal advice”. You can do so at any stage. So for CTP, you don’t legally need a lawyer to make the injury claim.

Be aware of the notice deadline. Under MAIA s 37, the form is due by the earlier of 9 months after the accident and 1 month after you first consult a lawyer about a possible claim. So if you see a lawyer, the notice may fall due sooner.

Costs also work differently in CTP claims. MAIC says recovering legal costs from the insurer depends on the amount paid on the claim exceeding thresholds that change each year. For accidents from 1 July 2026, the Motor Accident Insurance Indexation Notice 2026 sets the lower offer limit at $59,300 and the upper offer limit at $98,890. Our CTP claims guide explains how they work.

Public liability and medical negligence claims

These claims usually run under the Personal Injuries Proceedings Act 2002 (PIPA). Before any court case, PIPA s 9 says the claimant must give written notice of the claim in the approved form. The Act doesn’t require a lawyer to do this. Again, you don’t legally need a lawyer to give notice of this injury claim.

However, PIPA claims involve several formal steps. These include a notice in two parts, a compulsory conference and exchange of final offers. Medical negligence claims also need an initial notice first. Fault is often disputed in these claims, too. That is why people commonly get advice for them. Our guides to public liability claims and medical negligence claims explain each step.

When people feel they need a lawyer for an injury claim

These are the situations where people most often feel they need a lawyer for an injury claim. Official guidance points to a few of them. For example, MAIC mentions complex or disputed claims. WorkCover mentions common law claims and concerns about time limits. The list below shows other common situations.

  • The other side denies fault or says you were partly to blame.
  • A deadline is close or has passed.
  • You have to choose between a lump sum and seeking damages.
  • You have received a settlement offer and are unsure whether to accept it.
  • The claim may go to court, where a court can order a losing party to pay costs.

Free help if you don’t need a lawyer for the whole injury claim

Free help is available. The LSC’s choosing a lawyer page points to Legal Aid Queensland and community legal centres. Under PIPA, consulting a community legal service doesn’t start the 1-month notice clock that applies once you instruct a lawyer.

If you manage a CTP claim yourself, keep good records. MAIC says you may still recover your reasonable disbursements without a lawyer, but you need documentary evidence. So keep receipts for medical costs, travel and reports.

Whichever way you go, the deadlines are the same. So if you ask yourself “do I need a lawyer for an injury claim?”, check the time limits first. Then decide how much help you want.

If you are thinking about a lawyer for your injury claim

Getting advice doesn’t mean handing over the whole claim. You can ask for a single consultation, though the LSC notes a lawyer can charge for it. If you retain a lawyer, LPA s 308 gives you a right to costs disclosure. Also, a no win, no fee agreement must include a cooling-off period of at least 5 clear business days under s 323.

Be wary of anyone who contacts you first about a claim. Our guide to claim farming in Queensland explains why. To compare firms, see our lawyer directory and questions to ask a personal injury lawyer.

Frequently asked questions

Yes. MAIC says you do not need a lawyer and can deal directly with the CTP insurer. It suggests legal advice may be in your best interests if the claim is complex or disputed. If you have no lawyer, you may still be able to recover reasonable disbursements, but you need documentary evidence.

Not for a statutory claim, which workers commonly lodge online, by phone or on a form. For a common law damages claim, WorkCover says you don’t have to use a lawyer, but having one can make the process easier. It also says Legal Aid usually doesn’t cover common law claims.

Usually not for WorkCover common law claims, according to WorkCover Queensland. Eligibility for other claim types was not covered in the official pages we checked, so contact Legal Aid Queensland directly. The Legal Services Commission also points people to community legal centres for help.

It can. For a CTP claim, the Notice of Accident Claim Form is due by the earlier of 9 months after the accident and 1 month after you first consult a lawyer about a possible claim. PIPA has a similar 1-month rule once you instruct a lawyer. Ask about deadlines at the first meeting.

Marshall Fenech, Editor of Compare Personal Injury Lawyer QLD

About the author

Marshall Fenech, Editor

Marshall Fenech is the editor of Compare Personal Injury Lawyer QLD. He researches Queensland personal injury law firms and claim rules, checks every fact against public sources such as the Queensland Law Society, MAIC, WorkCover Queensland and Queensland legislation, and dates each check. He does not give legal advice.

  • Every legal rule in this guide links to its official source
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